Protect Your Investment… Hire Only Licensed Contractors
The rush to hire a contractor may lead you to hire a dishonest individual… or to hire an unlicensed contractor.
While hiring an unlicensed contractor may provide a quick fix in the short term, it could result in many serious and lasting consequences, including further damage to your property.
By hiring a licensed contractor, you will have peace of mind knowing that the project will be done by someone who has taken the time to acquire the appropriate education and the proper workers’ compensation and/or liability insurance and who possesses the necessary experience.
It is extremely important to be cautious when contracting for home improvements and storm repairs. Educate yourself, become an informed consumer, and protect yourself from dishonest persons who will use your misfortune to their advantage.
Choosing a Contractor:
>> Before you hire a contractor, ask to see a state-issued license.
>> An occupational license does not qualify an individual to act as a contractor.
>> Ask for references. A legitimate contractor will be happy to provide you with the names and contact information of recent customers.
>> Get a written estimate from several licensed contractors. Make sure the estimate includes the work the contractor will do, the materials involved, the completion date, and total cost.
>> Beware of contractors who claim to be the fastest or the cheapest. Hiring them could result in poor workmanship, inferior materials or unfinished jobs.
>> Contact your insurance agent first to verify your insurance covers the repairs before you sign a contract. Know the steps to file a claim. You do not have to tell the contractor how much your insurance company will pay for repairs, but if you do, get the contractor’s estimate first.
Some Helpful Tips:
>> Review your contract before you sign it.
>> Contact your insurance company to make sure work performed is covered under insurance policy.
>> If your contract exceeds $2,500, become familiar with the Florida Construction Lien Law.
>> Most jobs require permits. Always check with your local building department regarding permits needed for your project.
To verify a contractor’s license, or to file a complaint against a contractor, call 1.850.487.1395 or go to the Department’s website: www.MyFloridaLicense.com.